Credit Card Acceptance
Consumer payment preferences are rapidly changing in favor of plastic. If you
donít accept major credit cards, you not only limit your sales opportunities,
you limit your ability to offer the new payment options that are continually
being presented to consumers. Bottom line, if you donít accept credit, your
customer base will find the merchants that do. First Data has been at the
forefront of electronic forms of payment for 30 years with over 4.6 million
merchant locations. When it comes to reliable service, First Data is one of the
best with industry-leading 99.96% system uptime in 2005.
Back Office Conversion
The TeleCheck?Back Office Conversion (BOC) solutions allow you to accept
checks at the point of purchase and convert those items to ACH debits or image
exchange items, achieving 100% electronic settlement. Paper checks are first
authorized by TeleCheck?at the point of purchase and placed in the register
drawer. Checks are later scanned, imaged, securely stored, and ultimately
destroyed in the merchantís back-office or we can do all of the imaging,
storage, and destruction for you.The addition of TeleCheck?Warranty services
combine authorization, settlement, and collections* into one comprehensive
solution adding ďpeace of mind?to check acceptance.
Paper Check Acceptance
This service allows merchants to process paper checks at the point-of-sale using
TeleCheck?s proprietary risk management tools to minimize returned checks
while offering consumers their payment method of choice. Physical paper checks
are later deposited into your existing checking account.
Hold Check Warranty
The Automotive Hold Check Warranty is for new car dealers that need
protection against NSF checks and lost commissions. This program will
allow dealers to warranty up to four (4) deposit hold checks for as
long as 30 days. Warranty requests must reach TeleCheck?within 45 days from the date on the checks.
Internet Electronic Check Processing
Most small businesses and nearly half of online consumers prefer
check-based payments. The TeleCheck?Internet Acceptance service
provides a secure and easy way to accept check payments over the
Internet. This check acceptance solution can improve operational
efficiencies and can provide stronger fraud protection, quick funding
and low-cost integration.
Telephone Electronic Check Processing
Millions of transactions are conducted over the phone annually and merchants
need a fast and effective payment method to offer customers. In the ďorder by
phone then mail a check?scenario, nearly half the check payments are never
mailed due to buyerís remorse or lack of desire after the phone order has been
placed. The TeleCheck?Telephone Acceptance service provides a secure and easy
way to accept check payments over the phone.
Mail Order/Lockbox Processing
If your customers make payments by mail or at physical locations, you
can have the speed and efficiency of electronic checks through the
TeleCheck?LockBox Payment service. This service will enable you to
handle mail and drop box payments faster and more efficiently with
Payroll Check Cashing
Almost 200 million checks were processed by small businesses last year.
The estimated face value of these checks was approximately 80 billion
dollars. Merchants all over the country realize
the significant amount of revenue that can be derived from cashing
checks. With the right location, clientele and employees small business
owners can profit tremendously. But perhaps equally important to those
factors is utilizing the right check cashing data. TeleCheck?provides highly efficient protection against payroll check fraud by
monitoring customers' prior check writing and check-cashing activity.
Apply Now for fastest approval and set-up:
Talk with a Live TeleCheck?Representative now!
American Credit House, Inc. All