A Better Way to Cash Checks
fingerprint ID detects repeat offenders"
Eliminate fraud. With fingerprint scanning,
our Payroll Check Cashing
System detects repeat offenders ? no
matter whose check they have ? to stop them from cashing another
bad check. Plus, having to provide an electronic fingerprint stops
most ?check runners? from even trying to cash a check.
Payroll Check Cashing System is a cost-effective system that
provides real value. With reduced fraud, streamlined operations, and
increased store traffic, it won?t take long to add to your bottom
Handle more transactions in less time. Repeat customers only need to
supply their fingerprint for fast, accurate identification. With
instant access to a customer?s picture, contact information
and check cashing history, there is less need to check IDs, call a
bank or call the check maker.
history makes it easy to identify good customers"
Payroll Check Cashing System makes it easy to identify your good
customers and turn away the bad. Each enrolled customer?s record
includes photo, contact information and check cashing history within
your store. After a quick fingerprint scan, the clerk confirms
identity and views previous store activity ? including any special
notes or negative activity throughout the network.
Increase repeat business.
Keep the growing market of unbanked consumers coming back to you for
a valuable service. Customers love to use their finger as ID for
fast and secure check cashing. Honest customers always return to a
business that knows and trusts them, and many tell their friends and
co-workers about Payroll Check Cashing System.
Reduce manager involvement.
Payroll Check Cashing System makes it easy to cash checks with
confidence ? even without a manager present for final approval.
The clerk can be sure of the customer?s identity and is alerted to
any unusual check activity in their history.
Make check cashing easy.
Payroll Check Cashing System makes it easy for clerks to comply with
check cashing procedures. After a fingerprint scan identifies the
customer, the clerk simply runs the check through the reader,
follows onscreen instructions and instantly sees the recommendation
to accept or decline the check.
stopped us from taking checks that had already been declined ...
a few cities away."
link below to see
quick & easy our system works
Here's how it
a check is simple. 1.The customer places finger on scanner.
2.Customer's picture and information appears on the screen. 3.The
paycheck is run through the check reader to automatically record the
check information. 4.Customers check cashing history appears on the
screen instantly along with a clear recommendation on accepting the
check. 5.Commissions fees are automatically calculated and exact cash payout amount to the customer.
places finger on scanner
information appears on the screen.
The check is run through the check reader
for verification and to automatically record the check information
check cashing history appears on the screen instantly along
with a clear recommendation on accepting the check.
5) Commissions fees are automatically calculated and exact cash payout amount to the customer.
easy to use ... like check cashing for dummies!"
link below to see
Multiple store data
sharing. This convenient feature allows merchants
to instantly share customer information across a private chain of
stores, no matter where the customer enrolled within that private
chain. This helps improve customer service and build loyalty across
customers throughout your chain. After a quick
registration, including scanning index fingers and capturing a
photo, customers are ready to use Payroll Check Cashing System at
your store and other locations within your chain. Customer history
is easily shared within your chain, but individual store information
stays private through the network. Payroll Check Cashing System can
even incorporate your current customer database.
Manage multiple store
locations remotely. This unique feature allows a
merchant with a single store or multiple locations to access and
update a store's data from any computer via a secure,
password-protected connection. Managers can easily compile store
reports for multiple locations and check on store activity while
Set your own rules.
A fee table helps you customize fees based on the amount of the
check. The fee to charge and amount to pay the customer are
automatically calculated, or the clerk can override during a transaction.
Verification Scanner. This small scanner speeds up
enrollment by automatically identifiying the type of ID, images
both the front and back, and places information into the
on-screen fields with optical character recognition (OCR). For
new customer you can verify the customer?s identity against
national databases for driver licenses, phone numbers and social
security numbers. You will know your customer is who he or she
says they are.This great add-on reduces data entry and helps in
every aspect of your business.
Instantly verify the validity and activity of the maker's checking
account with just one click of a button! By researching the maker's
bank account you can be sure the presented check is associated with
an active account with no outstanding items. We give you inside
account information to a live central database compiled from
hundreds of participating banks nationwide. You have instant access
to valuable information to confirm the account is open and active,
determine if the account is overdrawn, and know about any stop
payments from the account. This invaluable feature alone prevents
you from getting burnt with a bad check.
We are so confident our Payroll Check Cashing System will eliminate
fraud in your check cashing business, we even offer an optional
check guarantee service for checks cashed using our system. What
this means is that we will pay the check cashing merchant 100% face
value of any bad check that is cashed using our system. This
optional check guarantee feature together with the other exceptional
fraud prevention tools virtually takes the risks out of check
cashing for the merchant. Update: Check Guarantee is now only
available with our CASH-It Direct Service.
21 Deposit Option. Eliminate the need to make manual bank check deposits with this new
feature. If banks say no to you opening a check cashing account, we can
establish a check processing service with a major finincial institution and electronically deposit your cashed checks directly
into your checking account. Update: Check 21 Deposit is now only available
with our CASH-It Direct Service.
Government Compliance Package
- Are you complying your business with US federal regulations? If
you cash checks, do money transfers, sell money orders, traveler's
checks or stored value products, you are required by law to register
with the federal government and adopt an anti-money laundering
compliance program. IRS examiners conduct compliance examinations will
be looking at how effectively your business complies with the anti
money laundering program requirements. Failure to comply can result in
fines up to $5000 per violation and/or imprisonment. We can assist you
in operating within the mandatory money service business guidelines
before the federal examiner shows up.
With the system?s check scanner, it?s easy to capture digital
images of the front and back of the check and link them to the
transaction. Keep track of what a maker?s check should look like
and keep a record of signatures.
Recognize problem activity.
Customize velocity tracking to be alerted if a customer is
attempting to cash an unusually high number of checks within a short
period of time, or checks with a high dollar amount ? a possible
indication of fraud.
Access evidence reports.
If fraud occurs, the Payroll Check Cashing System stops the offender
from cashing another check, and helps prepare the merchant to
recover the item. Payroll Check Cashing System can provide the
merchant a report that includes the customer?s picture, check
image(s), and other important customer and transaction information.
Share negative data nationwide.
The Payroll Check Cashing System network maintains a secure database
that shares bad check activity with all Payroll Check Cashing System
merchants. Merchants are alerted if someone is attempting to pass
another bad check or has outstanding items at any other Payroll
Check Cashing System merchant.
are very please with the return on investment ... because we were able to
achieve it in 3 to 5 months."
link below to see
merchants choose us over others
Cashing System Overview
The Payroll Check Cashing System is compact and specifically
designed with a small footprint. Staff training is provided on the
easy point-and-click software during your installation. In addition,
this powerful business tool makes managing your business easy ?
even with multiple store locations. From enrolling new customers to
running accounting reports, Payroll Check Cashing System is ready to
make your check cashing service easy, profitable and ready to grow.
Equipment shown subject to change based on options and availability
Payroll Check Cashing
- Check Cashing software and
free standard software upgrades
- Access to our commercial
- Digital PC camera to capture
and store customer's picture
- Biometric fingerprint
scanner to reference customer's fingerprint
- Check Imager to capture and
store digital images of checks
- ID Scanner to capture and
- Check Verification
- Address Verification
- System training at the time
- Computer with flat screen
- Secure daily data backup
- Professional installation at
your store location
- Complete manager and staff
- Indoor and outdoor check
cashing signs and fee schedules